Bankruptcy Law, Chapter 13

For those individuals who prefer to pay a portion of their debts over time or do not qualify for a chapter 7 bankruptcy, chapter 13 provides a viable alternative. Like chapter 7, filing a chapter 13 bankruptcy petition automatically stays creditor collection efforts against you . Consequently, foreclosure proceedings, repossessions, lawsuits, garnishments, and creditor harassment all cease upon the commencement of your chapter 13 case.

In addition, chapter 13 offers significant advantages such as enabling debtors who are behind on their mortgages, facing foreclosure of their home or repossession of their automobile, or owe back taxes to catch up on those back payments and cure those defaults over time. Our bankruptcy attorneys will analyze your unique situation and assist you in determining whether chapter 13 is the right option for you. Call us now to set up a consultation to discuss your particular situation . Our bankruptcy attorneys can formulate a strategy that addresses your concerns and provides the best way to resolve your debt problems.

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